Does This Apply to Me?

Please contact us if you are 65 years or older and you own a life insurance policy with a face value of $100,000 or greater and (one of the following):

1. You have no need for your existing policy because:
a. You have outlived your beneficiaries.
b. You cannot afford your existing policy.
c. You no longer need the existing policy for estate planning purposes, or no longer need as much insurance as before. (For example, the value of your estate has declined).
d. Key man insurance is no longer needed because of a change in circumstances such as retirement, or change in corporate structure.
e. Any other reasons.
2. You have a need for new insurance, annuities or long-term care.

3. You are insurable now and you would accept a replacement policy with costs and benefits similar to or better than your existing policy.

4. Your existing policy is not performing up to expectations.


Why haven’t I heard of this before?
The Life Settlements business is a fairly new concept that was
started in the 1990s. Today, an estimated $5 billion of life insurance policies are sold through the Life Settlements market each year. That sounds like a lot, and it is, but this represents only a small portion of all life insurance. So, it is no wonder that you may not have heard of Life Settlements until now.

What are the risks?
You have nothing to lose and there is no risk to explore your options. If nothing else, you will come away knowing what your policy is worth and, if applicable, how a replacement policy would compare. What direction you take after that is a matter of choice.

 

If you have a policy that is no longer needed, wanted, or affordable, please contact us, Today at:

973-275-1110